Activity guide

AS A CULMINATING activity, tell us what you know about money and money management by answering the following questions:

Based on your experience or observation, is your family better off today than 3 years ago financially or money-wise? ( ) A little ( ) A lot ( ) Not at all

In the past year, have your parents talked to you about their financial or money situation? ( ) Yes ( ) No

Do you agree or disagree with the following statements about the situation today compared to the situation in your parents’ time?

Education is much more expensive now. ( ) Agree ( ) Disagree

There is more pressure to have more things, like computers, cell phones and clothes. ( ) Agree ( ) Disagree

It is harder for new graduates to get a job. ( ) Agree ( ) Disagree

People are more obsessed with money these days. ( ) Agree ( ) Disagree

There are more financial choices and decisions to make. ( ) Agree ( ) Disagree

My generation is more inclined to spend money. ( ) Agree ( ) Disagree

My generation has a greater ability to make money. ( ) Agree ( ) Disagree

What will drive your choice of a career? (Please check only one answer) ( ) How much I can earn. ( ) How much good I can do for people. ( ) How easy it is to get a job in a given profession. ( ) How passionate I am about the work itself. ( ) I am not sure.

Do you agree or disagree with the following statements?

It’s important to have enough emergency savings in case times get tough. ( ) Agree ( ) Disagree

It’s important to understand the consequences of borrowing money. ( ) Agree ( ) Disagree

You might as well spend as much as you can today because you never know what tomorrow will bring. ( ) Agree ( ) Disagree

Do you agree or disagree with the following statements on your knowledge about money?

I am more likely to be a money leader than a follower among my classmates and friends. ( ) Agree ( ) Disagree

I am knowledgeable about money management, including budgeting, saving and investing. ( ) Agree ( ) Disagree

I know how to establish good credit. ( ) Agree ( ) Disagree

I know how loan or credit card interest is computed. ( ) Agree ( ) Disagree

I know how income taxes work. ( ) Agree ( ) Disagree

I know how to shop for the best deals when making a purchase. ( ) Agree ( ) Disagree

I know how to budget my money. ( ) Agree ( ) Disagree

Do you agree or disagree with the following statements on learning more about money?

I would rather learn about money management in a class than make mistakes in the real world. ( ) Agree ( ) Disagree

Learning more about money management, including budgeting, saving and investing, is one of my top priorities. ( ) Agree ( ) Disagree

Do you consider yourself a super saver or big spender? ( ) Super saver ( ) Big spender

In the past year, how much have you saved? _______ (Please state amount.)

What is your top reason for saving? (Please check all that apply) ( ) College ( ) For an emergency ( ) Bigger purchases (iPad, computer) ( ) For a trip ( ) Other reasons_______ (Please indicate.)

Did you have some form of job during the past year? ( ) Yes ( ) No

If yes, how much did you earn from working? _________

Did you receive monetary gifts during the past year? ( ) Yes ( ) No

If yes, how much did you receive from gifts? _________

Did you receive a daily or weekly allowance? ( ) Yes ( ) No

If yes, how much per day/week? ________

In the past year, how much did you spend per week? ________

Did you borrow money? ( ) Yes ( ) No

If yes, how much? ______

Who lent you the money? (Please tick all that apply) ( ) Parents/guardians ( ) Classmates ( ) Friends

If you won P2 million today, would you agree or disagree with the following statements?

I would save and invest the money. ( ) Agree ( ) Disagree

I would spend the money on something I’ve been wanting to buy. _________________ (Please Specify)

( ) Agree ( ) Disagree

I would give some of the money to my parents/family. ( ) Agree ( ) Disagree

I would share some of the money with the needy. ( ) Agree ( ) Disagree

I would do all of the above. ( ) Agree ( ) Disagree