Chart 2: A conversation between a father and a daughter

Daughter: Papa, I want to talk to you about something important. Do you have a few minutes now?

Father: I have to leave soon for my card game tonight. Let’s make it quick!

D: Now that I am older and commute across town to school, I really need a cell phone. I know they are expensive but…

F: (Cutting her off) You always want something—usually a luxury item—even though you know money is tight in this family!

D: Papa, kasi a cell phone will help all of us, especially as I take on more responsibility for collecting my sister at her school and doing errands for Mama.

F: Young lady, you do not seem to realize that there are many things my income needs to cover, and I have to decide how to spend it in the best interest of everyone.

D: Sorry, Papa, I did not mean to make you angry. I know it is hard to manage so many demands on the budget. I can wait to get a cell phone. Do you think it would be possible to come up with a plan for buying one in the future? I am earning money myself now, helping Aunt Sandra at her market stall. It is very little, but still, if I save, I can have P800 in two months. If I am able to do that, would you consider helping me pay the balance?

F: I guess I could consider that. But don’t expect me to pay for your prepaid load!