AS A CULMINATING activity, tell us what you know about money and money management by answering the following questions:
Based on your experience or observation, is your family better off today than 3 years ago financially or money-wise?
( ) A little ( ) A lot ( ) Not at all
In the past year, have your parents talked to you about their financial or money situation?
( ) Yes ( ) No
Do you agree or disagree with the following statements about the situation today compared to the situation in your parents’ time?
Education is much more expensive now.
( ) Agree ( ) Disagree
There is more pressure to have more things, like computers, cell phones and clothes.
( ) Agree ( ) Disagree
It is harder for new graduates to get a job.
( ) Agree ( ) Disagree
People are more obsessed with money these days.
( ) Agree ( ) Disagree
There are more financial choices and decisions to make.
( ) Agree ( ) Disagree
My generation is more inclined to spend money.
( ) Agree ( ) Disagree
My generation has a greater ability to make money.
( ) Agree ( ) Disagree
What will drive your choice of a career? (Please check only one answer)
( ) How much I can earn.
( ) How much good I can do for people.
( ) How easy it is to get a job in a given profession.
( ) How passionate I am about the work itself.
( ) I am not sure.
Do you agree or disagree with the following statements?
It’s important to have enough emergency savings in case times get tough.
( ) Agree ( ) Disagree
It’s important to understand the consequences of borrowing money.
( ) Agree ( ) Disagree
You might as well spend as much as you can today because you never know what tomorrow will bring.
( ) Agree ( ) Disagree
Do you agree or disagree with the following statements on your knowledge about money?
I am more likely to be a money leader than a follower among my classmates and friends.
( ) Agree ( ) Disagree
I am knowledgeable about money management, including budgeting, saving and investing.
( ) Agree ( ) Disagree
I know how to establish good credit.
( ) Agree ( ) Disagree
I know how loan or credit card interest is computed.
( ) Agree ( ) Disagree
I know how income taxes work.
( ) Agree ( ) Disagree
I know how to shop for the best deals when making a purchase.
( ) Agree ( ) Disagree
I know how to budget my money.
( ) Agree ( ) Disagree
Do you agree or disagree with the following statements on learning more about money?
I would rather learn about money management in a class than make mistakes in the real world.
( ) Agree ( ) Disagree
Learning more about money management, including budgeting, saving and investing, is one of my top priorities.
( ) Agree ( ) Disagree
Do you consider yourself a super saver or big spender?
( ) Super saver ( ) Big spender
In the past year, how much have you saved? _______ (Please state amount.)
What is your top reason for saving? (Please check all that apply)
( ) College
( ) For an emergency
( ) Bigger purchases (iPad, computer)
( ) For a trip
( ) Other reasons_______ (Please indicate.)
Did you have some form of job during the past year?
( ) Yes ( ) No
If yes, how much did you earn from working? _________
Did you receive monetary gifts during the past year?
( ) Yes ( ) No
If yes, how much did you receive from gifts? _________
Did you receive a daily or weekly allowance?
( ) Yes ( ) No
If yes, how much per day/week? ________
In the past year, how much did you spend per week? ________
Did you borrow money?
( ) Yes ( ) No
If yes, how much? ______
Who lent you the money? (Please tick all that apply)
( ) Parents/guardians
( ) Classmates
( ) Friends
If you won P2 million today, would you agree or disagree with the following statements?
I would save and invest the money.
( ) Agree ( ) Disagree
I would spend the money on something I’ve been wanting to buy. _________________
(Please Specify)
( ) Agree ( ) Disagree
I would give some of the money to my parents/family.
( ) Agree ( ) Disagree
I would share some of the money with the needy.
( ) Agree ( ) Disagree
I would do all of the above.
( ) Agree ( ) Disagree