MANILA, Philippines -- The Department of Justice has filed another complaint of syndicated estafa or fraud against banker Celso Delos Angeles Jr. and five other executives of the controversial Legacy Group of Companies, this time for allegedly defrauding a woman of her P5-million investment in an educational plan.

A DOJ panel of prosecutors filed Friday syndicated estafa charges against Delos Angeles, Carolina Hinola, Namnama Pasetes, Arnel and Soledad Sulquiano, and Elvira Nebre before the Makati Regional Trial Court.

The panel, however, dismissed a separate complaint for violation of Batasan Pambansa 22 or the law punishing ?bouncing checks,? for insufficient evidence.

The panel led by Senior State Prosecutor Emilie Fe Delos Santos said Delos Angeles and his inner circle at the Legacy Group systematically collaborated to deceive the investors and planholders of Legacy?s pre-need firm Scholarship Plans Philippines Inc. (SPPI).

Delos Angeles allegedly unlawfully diverted the money collected from the ?double-your-money? scheme offered to their investors, including complainant Josephine Soriano.

?We don?t think that nobody at Legacy Consolidated Plans Inc. (LCPI) in his full capacity could stop the illegal rampage of respondent Celso (Delos Angeles) at that time. What became illegal were not the products offered by LCPI, but the diversion of the money collected from the proceeds of the sale of these products,? the panel said.

Soriano alleged she was enticed by Legacy executive Sulquiano to invest in an educational plan with SPPI for her daughter?s secondary and college education.

After fully paying all three educational plans, she was further enticed to make further investments totaling P5 million with the promise of doubling her money in three years? time.

The checks later issued to her, however, bounced.